Lagoon vs Zyfai
Lagoon is how you launch a vault. A curator runs the strategy. A valuation provider proposes the net asset value, and the curator settles deposits and redemptions at that price.
That valuation step is the product, not an extra chore. A Lagoon vault is a fund: shares, a price per share, and an operator who keeps the price current. The reporting exists because the share has to be worth something specific when someone enters or leaves.
Settling at a reported NAV means the share price depends on a valuation someone has to get right. That reporting, and the oracle or price behind it, is a risk of holding the vault directly. For a fintech or a wallet, going straight into a Lagoon vault means your users take that risk. Zyfai can sit on a Lagoon vault as one venue, so you can still use what Lagoon offers. The user keeps a smart account, the agent allocates inside a whitelist, and you are not the one operating the share price.
A fit for Zyfai when
- You want Lagoon exposure without putting users straight into the vault.
- Each user should hold their own account, not operate a share price.
A fit for Lagoon when
- You are launching a vault, and your team is the curator.
- A share price, and a valuation update to set it, is the right model for the fund.