Spark vs Zyfai
Spark is a lending market, in the same way Aave and Morpho are. Users supply assets, borrowers pay for them, and the rate is the market.
An integration gives you that market. Which asset, when to leave, and whether the market is still the right place are decisions your product still has to make. Spark does the lending. The monitoring stays with you.
Zyfai is not a replacement for Spark. Spark is one venue among others, next to Aave and Morpho. The user keeps a smart account, and an agent uses Spark when it is the right place, watches it, and leaves when the risk or the rate changes.
A fit for Zyfai when
- You want Spark used when it is the right market, and left when it is not.
- The monitoring and the move should not sit on your team.
A fit for Spark when
- You want a direct Spark supply, and you will own the position after it opens.
- One lending market is the product you are shipping.